When a person allegedly liable for the injury of a claimant “offers the limits of all liability insurance policies available to the party,” the Uninsured Motorist (UIM) statute provides an avenue through which the claimant may accept the offer but also “preserve the right to seek additional compensation from his or her UIM insurance carrier…” (internal citations omitted). In order to trigger the portion of the UIM Statute that requires a claimant’s insurance company to “elect to either participate in binding arbitration or decline arbitration and preserve its subrogation rights…,” the requirement that the insurance company of the person responsible for the injury notify the UIM carrier that the party is willing to cooperate with arbitration is mandatory, and the UIM carrier is not required to request this assurance.

In White v. State Farm Mutual Automobile Insurance Company, No. W2019-00918-COA-R3-CV (Tenn. Ct. App. Feb. 24, 2020), plaintiffs were injured in a car accident. The other driver was insured by USAA, who offered the limits of the driver’s policy as settlement for plaintiffs’ claims. Plaintiffs had car insurance with defendant State Farm, which included UIM coverage.

In April 2018, plaintiffs informed State Farm by letter that they intended “to settle with USAA for the liability insurance policy limits…[and that they] were willing to submit their UIM claim to arbitration and that they hoped to work amicably toward a settlement with State Farm.” The next month, State Farm responded that plaintiffs had permission to settle with USAA and that it was still evaluating the UIM claim. Two weeks later, State Farm told plaintiffs that “it would not offer a settlement for their UIM bodily injury coverage because State Farm believed [plaintiffs] had been fully compensated for their injuries.” Plaintiffs responded by invoking Tenn. Code Ann. § 56-7-1206 and stating that State Farm should “tender $25,000 to each insured in order to proceed to a jury trial or waive jury and go to arbitration.” State Farm responded that the provisions of the UIM statute had not been triggered.

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Under what circumstances can a product manufacturer be hauled into state court to defend a products liability claim when the injury occurred in that state ? Or, as put by Ford Motor Company in Ford Motor Company v. Montana Eighth Judicial District Court:

Whether the “arise out of or relate to” requirement for a state court to exercise specific personal jurisdiction over a nonresident defendant under Burger King Corp. v. Rudzewicz is met when none of the defendant’s forum contacts caused the plaintiff’s claims, such that the plaintiff’s claims would be the same even if the defendant had no forum contacts.

The United States Supreme Court has accepted Ford Motor Company v. Montana Eighth Judicial District Court for review, consolidating it with the Minnesota case of Ford Motor Corporation vs. Bandemer.

With COVID-19, courts in Tennessee are encouraging rapid adoption of remote video depositions while in-person proceedings are limited.  Remote video depositions provide the opportunity for all litigants and litigators who want the case to progress to its ultimate resolution.

Brandon Bass, an experienced trial lawyer and shareholder in our firm, shares his thoughts about remote video depositions in the following blog post:

Deciding whether to agree to (or push for) a remote video deposition is a case-by-case strategy decision with some intangible factors to consider. The deponent’s demeanor and rapport with the questioning attorney may change, whether positive or negative. Attorneys must be attentive to logistical and technical issues that may be outside the attorney’s comfort zone from past experiences. Delay, on the other hand, costs time in each case and threatens to create a backlog of work to be done later – right as we should be working on the next batch of cases in discovery.

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We have seen several wrongful death lawsuits filed the the families of deceased employees, claiming that the employers negligently caused the death of the decedents by, for example, “knowing” about the decedent’s COVID-19 symptoms and disregarding them.  Here is an example on one such lawsuit in Illinois.   

The Illinois lawsuit alleges “The lawsuit alleges Walmart was negligent because it did not adequately clean the store, enforce social distancing, notify employees about colleagues who were showing coronavirus symptoms and provide protective gear, such as gloves and masks.”

Candidly, we don’t know anything about Illinois law, but we can tell you that dog won’t hunt in Tennessee.  Tennessee has a very strong “exclusivity doctrine,” which means that subject to several exceptions (discrimination lawsuits, for example – see Anderson v. Save-A-Lot, Ltd., 989 S.W.2d 277 (Tenn. 1999)) an employee (or in the event of death an employee’s family) only right to sue an employer for conduct in the workplace that gives rise to injury or death is under the law of worker’s compensation (not the law of negligence).

Where a trial court did not explain the legal basis for its ruling that a deputy sheriff was immune from a defamation suit under the GTLA, the Court of Appeals vacated the judgment.

In Taylor v. Harsh, No. M2019-01129-COA-R3-CV (Tenn. Ct. App. Feb. 21, 2020), plaintiff filed suit against defendant, who was a deputy sheriff, for slander, defamation, and interference with prospective economic advantage. The complaint specified that defendant was being sued in his individual capacity. According to plaintiff, defendant pulled plaintiff over for a traffic stop “that resulted in no citation or arrest,” and defendant “thereafter informed an official with a youth volunteer firefighter program…that Plaintiff had committed a felony and fled from the police,” which caused plaintiff’s participation in the program to be terminated.

Defendant filed a motion for summary judgment, arguing that he was immune under the Governmental Tort Liability Act (GTLA). The trial court granted the motion, writing in its memo that defendant “was entitled to the immunities set forth in Tenn. Code Ann. § 29-20-205(2).” In its oral ruling, the trial court found that defendant was entitled to immunity, but “focuse[d] primarily on the facts of this case, rather than the law.”

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Sometimes, a voluntary dismissal under Rule 41 of the Tennessee Rules of Civil Procedure is required and appropriate but the plaintiff wishes to re-file the case within the time permitted by the “savings statute”  (Tenn. Code Ann. Sec. 28-1-105).

What do you allege to avoid the risk of the defendant filing a motion to dismiss for failure to comply with the applicable statute of limitations?

Let’s use a hypothetical to demonstrate the point.  Plaintiff is injured in a car crash on December 27, 2017.  Plaintiff files suit against Defendant on August 14, 2018.  Plaintiff needs to voluntarily dismiss the case, and does so by order dated April 20, 2019.  The case is one to which the “savings statute” applies.

The Tennessee Supreme Court has extended the deadlines for filing suit (both statutes of limitations and statutes of repose) because of the coronavirus and Covid-19.

By Court Order filed March 25, 2020, the Court said this:

Statutes of limitations and statutes of repose that would otherwise expire during the period from Friday, March 13, 2020, through Tuesday, May 5, 2020, are hereby extended through

Where a plaintiff knew how to properly serve a defendant yet chose to delay service of process until after the statute of limitations on his claims had run, summary judgment for defendant was affirmed.

In Fuller v. Allianz Life Insurance Company of North America, No. E2018-02267-COA-R3-CV (Tenn. Ct. App. Feb. 19, 2020), plaintiff filed suit against defendant and Community National Bank in 2015. In that suit, plaintiff initially sent a summons for defendant to CT Corporation System, but CT Corporation informed plaintiff by letter that it was not authorized to accept service for defendant. Plaintiff then successfully served defendant’s general counsel. This first suit was eventually nonsuited, and plaintiff filed second suits against defendant and Community National Bank separately. For the suit against defendant, which was originally filed in August 2017, plaintiff again sent a summons to CT Corporation, who responded by letter in November 2017 that it was not authorized to accept service. “Plaintiff’s counsel did not attempt to properly serve defendant until March 20, 2018, when he returned the unserved summons, and obtained and mailed a second summons to defendant’s general counsel.”

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It is, as the Second District Court of Appeals of Florida said, a “rather arcane”issue: who decides whether a dispute is subject to an arbitration provision – a judge or an arbitrator.  Under the facts presented, the appellate court concluded that because the contract (a clickwrap agreement on AirBNB’s website)  “did not provide clear and unmistakable evidence that only the arbitrator could decide the issue of arbitrability” the issue was one for the judge.

The case is Doe v. Natt and AirBNB, Inc., Case No. 2D19-1383 (Fla. Ct. App. March 25, 2019).  The court reached a result different than several other intermediate appellate courts in Florida and thus is likely to go up on appeal.

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